Add a new loan or open a new credit card account?
Miss a payment on active loan accounts and credit cards?
Pay off all outstanding balance on your credit cards?
Close your oldest credit card impact your current score?
Make the right credit decisions with score simulator
Find out how your credit actions can impact your CIBIL Score
SIMULATE NOWHow does the Score Simulator work?
Ever wondered how your credit behavior may affect your CIBIL Score and eventually impact your access to credit? The Score Simulator is tool that allows you to choose from various credit-related scenarios.
While your current CIBIL Score remains untouched, Score Simulator can help you take informed decisions and exercise discretion when making credit choices in the future.
CIBIL subscription features
Everything you need to be credit-ready.
Learn. Plan. Protect.
All in one place.
Unlimited Access to the most recent updates in your CIBIL Score & Report
Score Simulator to check the impact of your credit actions on your CIBIL Score
CIBIL Alerts to stay updated and aware of key changes in your credit profile
Tailored Loan Offers from leading lenders based on your CIBIL Score
Trended View of the changes in your CIBIL Score with every refresh
Where you stand with the rest of self monitoring consumers
Disclaimer: The Score Simulator is designed to help you understand how different credit scenarios may affect your CIBIL Score. However, Score Simulator cannot be used as a prediction tool to guarantee any outcome.
Frequently Asked Questions
What is Score Simulator?
How does the Score Simulator work?
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Does using the Score Simulator impact my score?
How does Score Simulator help me?