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Get regular updates to your CIBIL Score & Report
Find out how your credit actions can impact your CIBIL Score.
Tailored loan offers based on your latest CIBIL Score.
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Save more with long term duration plans.
@₹550/month
Get regular updates to your CIBIL Score & Report.
Find out how your credit actions can impact your CIBIL score.
Tailored loan offers based on your latest CIBIL score.
@₹550/month
@₹133/month
Safeguard against identity theft with email & SMS notifications.
(Exclusive for 6 & 12 Month subscription plan)
Get regular updates to your CIBIL Score & Report.
Find out how your credit actions can impact your CIBIL score.
Tailored loan offers based on your latest CIBIL score.
@₹133/month
@₹100/month
Safeguard against identity theft with email & SMS notifications.
(Exclusive for 6 & 12 Month subscription plan)
Get regular updates to your CIBIL Score & Report.
Find out how your credit actions can impact your CIBIL score.
Tailored loan offers based on your latest CIBIL score.
@₹100/month
An overview of your credit health, credit worthiness and credit utilization.
An overview of your job profile and financials as reported by lenders.
Includes your name, date of birth, phone numbers, addresses and email IDs.
Shows all the credit facilities availed, enquiries made and payment history.
1. Create your account with CIBIL
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Checking your CIBIL Score doesn't hurt it
There are many credit myths in the financial world. Here are a few around CIBIL Score.
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24x7 credit monitoring with CIBIL alerts.
Includes everything from Basic plus;
24x7 credit monitoring with CIBIL alerts.
Browse our FAQs below.
CIBIL Score is a 3 digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
CIBIL Score is required when it comes to loan and credit card applications. Having a high CIBIL score (closer to 900) implies that you have good financial history and lenders express high confidence in extending credit to such individuals. Your borrowing limit and interest can all depend on your CIBIL Score.
Credit Information Bureau of India Limited (CIBIL), which is India’s first Credit Information Company, collects and maintains the records of an individual’s and non-individual’s (commercial entities) credit related transactions such as loans and credit cards. These records are provided by banks and other lenders on a monthly basis to the Credit Bureau. Using this information, a Credit Information Report (CIR) and CIBIL Score is developed.
Your CIBIL score is dependent on various factors. Below are 6 steps which will help you better your score:
When you check your own credit score or credit report, it is counted as a "soft enquiry". Your CIBIL score remains unaffected no matter how many times you check your credit score for yourself. However, if banks or financial institutions check your credit report at the time of new credit card or loan application, it is considered as a "hard enquiry" and impacts your score.
Multiple hard inquiries, if done over a relatively short period of time, demonstrate what is called “credit hungry behaviour” and may hurt your credit score.
We have various plans available based on how long you want access to your report. You can view the plans here. In case you are not interested in any of our paid plans, you can still opt for a Free CIBIL Credit Report here. With free, you will just get a one time score. Other features available in the paid plans such as alerts and score simulator will not be available