Monitor your CIBIL Score & Report to be always loan-ready
Subscribe now to unlock powerful tools that help build your credit profile and protect you from identity theft.
CIBIL subscription features
Unlimited access to your CIBIL dashboard
Get regular updates to your CIBIL Score & Report
Make the right credit decisions with Score Simulator
Find out how your credit actions can impact your CIBIL Score.
Get personalized loan offers
Tailored loan offers based on your latest CIBIL Score.
24x7 credit monitoring with CIBIL alerts
Safeguard against identity theft with email & SMS notifications.
Effective monthly price
Save more with long term duration plans.
Compare CIBIL Subscription plans
₹550
@₹550/month
Unlimited access to your CIBIL dashboard
Get regular updates to your CIBIL Score & Report.
Make the right credit decisions with Score Simulators
Find out how your credit actions can impact your CIBIL score.
Get personalized loan offers
Tailored loan offers based on your latest CIBIL score.
₹550
@₹550/month
₹800
@₹133/month
24x7 credit monitoring with CIBIL Alerts
Safeguard against identity theft with email & SMS notifications.
(Exclusive for 6 & 12 Month subscription plan)
Unlimited access to your CIBIL dashboard
Get regular updates to your CIBIL Score & Report.
Make the right credit decisions with Score Simulators
Find out how your credit actions can impact your CIBIL score.
Get personalized loan offers
Tailored loan offers based on your latest CIBIL score.
₹800
@₹133/month
₹1200
@₹100/month
24x7 credit monitoring with CIBIL Alerts
Safeguard against identity theft with email & SMS notifications.
(Exclusive for 6 & 12 Month subscription plan)
Unlimited access to your CIBIL dashboard
Get regular updates to your CIBIL Score & Report.
Make the right credit decisions with Score Simulators
Find out how your credit actions can impact your CIBIL score.
Get personalized loan offers
Tailored loan offers based on your latest CIBIL score.
₹1200
@₹100/month
Did you know?
Checking your CIBIL Score will not hurt it.
What’s in your CIBIL Report?
CIBIL Score and Credit Summary
An overview of your credit health, credit worthiness and credit utilization.
Employment section
An overview of your job profile and financials as reported by lenders.
Personal & Contact Information
Includes your name, date of birth, phone numbers, addresses and email IDs.
Account information
Shows all the credit facilities availed, enquiries made and payment history.
Simple & Secure. Get your CIBIL Score and Report in 3 quick steps
1. Create your account with CIBIL
2. Verify your identity
3. Pay & view your CIBIL Score and Report instantly
Checking your CIBIL Score doesn't hurt it
CIBIL App - Your credit profile at your fingertips*
Unlimited access to your CIBIL Score and Report.
Pre-approved loan and credit card offers based on your CIBIL Score.
CIBIL Alerts to get notifications for all the key changes in your credit profile.
Rahul S
Your credit history on just few clicks. Good and useful app to check your credit report frequently. 5 stars from my end..
ભીમભાઈ અરજણભાઈ
Very useful app. Thanks to the developers. I am being PREMIUM user, I can see the daily updated refreshed CIBIL score and alerts. Extremely useful for the latest updates to CIBIL Score.
Jitendra Patidar
All information available related to your loans and credit cards. Recent updated data available on this app. All functions and features of this app are easily operated and work fast.
Myths and Facts
There are many credit myths in the financial world. Here are a few around CIBIL Score.
Get started with your CIBIL Score Subscribe Now
1 Month
Unlimited access to dashboard, score simulator and personal loans.
Unlimited access to ,.
₹550 (at ₹550/month)
6 Months
Includes everything from Basic plus;
24x7 credit monitoring with CIBIL alerts.
₹800 (at ₹133/month)
12 Months
Includes everything from Basic plus;
24x7 credit monitoring with CIBIL alerts.
₹1200 (at ₹100/month)
You have questions, we have answers.
Browse our FAQs below.
CIBIL Score is a 3 digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
CIBIL Score is required when it comes to loan and credit card applications. Having a high CIBIL score (closer to 900) implies that you have good financial history and lenders express high confidence in extending credit to such individuals. Your borrowing limit and interest can all depend on your CIBIL Score.
Credit Information Bureau of India Limited (CIBIL), which is India’s first Credit Information Company, collects and maintains the records of an individual’s and non-individual’s (commercial entities) credit related transactions such as loans and credit cards. These records are provided by banks and other lenders on a monthly basis to the Credit Bureau. Using this information, a Credit Information Report (CIR) and CIBIL Score is developed.
Your CIBIL score is dependent on various factors. Below are 6 steps which will help you better your score:
- Always pay your dues on time
- Keep your credit balances low
- Apply for new credit in moderation
- Maintain a healthy credit mix of secured (such as home loan, auto loan) and unsecured loans (such as personal loan, credit cards).
- Monitor your co-signed, guaranteed and joint accounts monthly
- Review your credit history frequently throughout the year
When you check your own credit score or credit report, it is counted as a "soft enquiry". Your CIBIL score remains unaffected no matter how many times you check your credit score for yourself. However, if banks or financial institutions check your credit report at the time of new credit card or loan application, it is considered as a "hard enquiry" and impacts your score.
Multiple hard inquiries, if done over a relatively short period of time, demonstrate what is called “credit hungry behaviour” and may hurt your credit score.
We have various plans available based on how long you want access to your report. You can view the plans here. In case you are not interested in any of our paid plans, you can still opt for a Free CIBIL Credit Report here. With free, you will just get a one time score. Other features available in the paid plans such as alerts and score simulator will not be available