Monitor your CIBIL Score & Report to be always loan-ready

Subscribe now to unlock powerful tools that help build your credit profile and protect you from identity theft.

CIBIL subscription features

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report

Make the right credit decisions with Score Simulator

Find out how your credit actions can impact your CIBIL Score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL Score.

24x7 credit monitoring with CIBIL alerts

Safeguard against identity theft with email & SMS notifications.

Effective monthly price

Save more with long term duration plans.

Basic
1 Month

₹550

₹550

You save 75%
Standard
6 Months

₹800

₹133

You save 75%

You save 81%
Premium
12 Months

₹1200

₹100

You save 81%

Compare CIBIL Subscription plans

₹550

@₹550/month

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report.

Make the right credit decisions with Score Simulators

Find out how your credit actions can impact your CIBIL score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL score.

₹550

@₹550/month

₹800

@₹133/month

24x7 credit monitoring with CIBIL Alerts

Safeguard against identity theft with email & SMS notifications.

(Exclusive for 6 & 12 Month subscription plan)

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report.

Make the right credit decisions with Score Simulators

Find out how your credit actions can impact your CIBIL score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL score.

₹800

@₹133/month

₹1200

@₹100/month

24x7 credit monitoring with CIBIL Alerts

Safeguard against identity theft with email & SMS notifications.

(Exclusive for 6 & 12 Month subscription plan)

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report.

Make the right credit decisions with Score Simulators

Find out how your credit actions can impact your CIBIL score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL score.

₹1200

@₹100/month

Tips

Did you know?

Checking your CIBIL Score will not hurt it.

What’s in your CIBIL Report?

CIBIL Score and Credit Summary

An overview of your credit health, credit worthiness and credit utilization.

Employment section

An overview of your job profile and financials as reported by lenders.

Personal & Contact Information

Includes your name, date of birth, phone numbers, addresses and email IDs.

Account information

Shows all the credit facilities availed, enquiries made and payment history.

Simple & Secure. Get your CIBIL Score and Report in 3 quick steps

1. Create your account with CIBIL

2. Verify your identity

3. Pay & view your CIBIL Score and Report instantly

Checking your CIBIL Score doesn't hurt it

CIBIL App - Your credit profile at your fingertips*

Unlimited access to your CIBIL Score and Report.

Pre-approved loan and credit card offers based on your CIBIL Score.

CIBIL Alerts to get notifications for all the key changes in your credit profile.

Myths and Facts

There are many credit myths in the financial world. Here are a few around CIBIL Score.

Ratings
Myth
Myth
My CIBIL score depends on my income and/or bank savings.
Facts
Facts
No, it does not. Your CIBIL Score is based on your loan repayment behavior, length of credit history, credit mix and utilization.
Ratings
Myth
Myth
I cannot bounce back from a low CIBIL Score.
Facts
Facts
You definitely can! A good credit behavior, positive repayment habits and a credit-conscious effort will help you rebuild your score.

Get started with your CIBIL Score Subscribe Now

Basic

1 Month

Unlimited access to dashboard, score simulator and personal loans.

Unlimited access to ,.

₹550 (at ₹550/month)

You save 75%
Standard

6 Months

Includes everything from Basic plus;

24x7 credit monitoring with CIBIL alerts.

₹800 (at ₹133/month)

You save 81%
Premium

12 Months

Includes everything from Basic plus;

24x7 credit monitoring with CIBIL alerts.

₹1200 (at ₹100/month)

You have questions, we have answers.

Browse our FAQs below.

CIBIL Score is a 3 digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.

CIBIL Score is required when it comes to loan and credit card applications. Having a high CIBIL score (closer to 900) implies that you have good financial history and lenders express high confidence in extending credit to such individuals. Your borrowing limit and interest can all depend on your CIBIL Score.

Credit Information Bureau of India Limited (CIBIL), which is India’s first Credit Information Company, collects and maintains the records of an individual’s and non-individual’s (commercial entities) credit related transactions such as loans and credit cards. These records are provided by banks and other lenders on a monthly basis to the Credit Bureau. Using this information, a Credit Information Report (CIR) and CIBIL Score is developed.

Your CIBIL score is dependent on various factors. Below are 6 steps which will help you better your score:

  • Always pay your dues on time
  • Keep your credit balances low
  • Apply for new credit in moderation
  • Maintain a healthy credit mix of secured (such as home loan, auto loan) and unsecured loans (such as personal loan, credit cards).
  • Monitor your co-signed, guaranteed and joint accounts monthly
  • Review your credit history frequently throughout the year

When you check your own credit score or credit report, it is counted as a "soft enquiry". Your CIBIL score remains unaffected no matter how many times you check your credit score for yourself. However, if banks or financial institutions check your credit report at the time of new credit card or loan application, it is considered as a "hard enquiry" and impacts your score.

Multiple hard inquiries, if done over a relatively short period of time, demonstrate what is called “credit hungry behaviour” and may hurt your credit score.

We have various plans available based on how long you want access to your report. You can view the plans here. In case you are not interested in any of our paid plans, you can still opt for a Free CIBIL Credit Report here. With free, you will just get a one time score. Other features available in the paid plans such as alerts and score simulator will not be available