Whenever you apply for a loan, the lender requests CIBIL for your Credit Score and Report. Records of your payments pertaining to loans and credit cards are submitted to CIBIL by banks and other lenders on a monthly basis. This information forms the basis of your Credit Score and Credit Information Report (CIR) which is provided to lenders in order to help them evaluate and approve loan applications.

Monitoring your CIBIL TransUnion Score provides you with control over your credit information. This in turn helps ensure that you maintain your Credit Score.

The higher your score, the higher are the chances of your loan application getting approved!


Here is what members get:

Online access to your Credit Score and Report
A Dashboard that provides you with a snapshot of your credit profile
Monitoring of your credit activity
The ability to rectify inaccuracies and share your remarks with the lenders. Know More
Pre-approved loan offers based on your credit profile*
*T & C Apply

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