CIBIL subscription features

24x7 credit monitoring with CIBIL alerts

Safeguard against identity theft with email & SMS notifications.

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report

Make the right credit decisions with Score Simulator

Find out how your credit actions can impact your CIBIL Score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL Score.

Effective monthly price

Save more with long term duration plans.

Basic
1 Month

₹550

₹550

You save 75%
Standard
6 Months

₹800

₹133

You save 75%

You save 81%
Premium
12 Months

₹1200

₹100

You save 81%

Checking your CIBIL Score will not hurt it

Instant access to your CIBIL Score

Monitor your credit health 24/7 with Credit Alerts

Compare CIBIL Subscription plans

₹550

@₹550/month

24x7 credit monitoring with CIBIL Alerts

Safeguard against identity theft with email & SMS notifications.

(Included in 6 & 12 month subscription plan)

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report.

Make the right credit decisions with Score Simulators

Find out how your credit actions can impact your CIBIL score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL score.

₹550

@₹550/month

₹880

@₹550/month

24x7 credit monitoring with CIBIL Alerts

Safeguard against identity theft with email & SMS notifications.

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report.

Make the right credit decisions with Score Simulators

Find out how your credit actions can impact your CIBIL score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL score.

₹880

@₹550/month

₹1200

@₹100/month

24x7 credit monitoring with CIBIL Alerts

Safeguard against identity theft with email & SMS notifications.

Unlimited access to your CIBIL dashboard

Get regular updates to your CIBIL Score & Report.

Make the right credit decisions with Score Simulators

Find out how your credit actions can impact your CIBIL score.

Get personalized loan offers

Tailored loan offers based on your latest CIBIL score.

₹1200

@₹100/month

Tips

Did you know?

Checking your CIBIL Score will not hurt it.

What’s in your CIBIL Report?

Cibil report
Cibil report
CIBIL Score
CIBIL Score

CIBIL Score and Credit Summary

An overview of your credit health, credit worthiness and credit utilization.

CIBIL Score
Employment section

Employment section

An overview of your job profile and financials as reported by lenders.

CIBIL Score
Personal & Contact Information

Personal & Contact Information

Includes your name, date of birth, phone numbers, addresses and email IDs.

CIBIL Score
Account information

Account information

Shows all the credit facilities availed, enquiries made and payment history.

Simple & Secure. Get your CIBIL Score and Report in 3 quick steps

1
Step one
Create your account with CIBIL
2
Step two
Verify your identity
3
Step three
Pay & view your CIBIL Score and Report instantly
Checking your CIBIL Score doesn't hurt it
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CIBIL App - Your credit profile at your fingertips

See what our customers have to say

Ratings3.6/ 5
Rating on Google Play Store
Google play
Rahul S
Your credit history on just few clicks. Good and useful app to check your credit report frequently. 5 stars from my end..
Review
ભીમભાઈ અરજણભાઈ
Very useful app. Thanks to the developers. I am being PREMIUM user, I can see the daily updated refreshed CIBIL score and alerts. Extremely useful for the latest updates to CIBIL Score.
Review
Jitendra Patidar
All information available related to your loans and credit cards. Recent updated data available on this app. All functions and features of this app are easily operated and work fast.
Review
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Myths and Facts

There are many credit myths in the financial world. Here are a few around CIBIL Score.
Ratings
Myth
Myth
My CIBIL score depends on my income and/or bank savings.
Facts
Facts
No, it does not. Your CIBIL Score is based on your loan repayment behavior, length of credit history, credit mix and utilization.
Ratings
Myth
Myth
I cannot bounce back from a low CIBIL Score.
Facts
Facts
You definitely can! A good credit behavior, positive repayment habits and a credit-conscious effort will help you rebuild your score.

Get started with your CIBIL Score
Subscribe Now

Basic

1 Month

Unlimited access to dashboard, score simulator and personal loans.

Unlimited access to ,.

₹550 (at ₹550/month)

You save 75%
Standard

6 Months

Includes everything from Basic plus;

24x7 credit monitoring with CIBIL alerts.

₹800 (at ₹133/month)

You save 81%
Premium

12 Months

Includes everything from Basic plus;

24x7 credit monitoring with CIBIL alerts.

₹1200 (at ₹100/month)

You have questions, we have answers.

Browse our FAQs below.
CIBIL Score is a 3 digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
CIBIL Score is required when it comes to loan and credit card applications. Having a high CIBIL score (closer to 900) implies that you have good financial history and lenders express high confidence in extending credit to such individuals. Your borrowing limit and interest can all depend on your CIBIL Score.
Credit Information Bureau of India Limited (CIBIL), which is India’s first Credit Information Company, collects and maintains the records of an individual’s and non-individual’s (commercial entities) credit related transactions such as loans and credit cards. These records are provided by banks and other lenders on a monthly basis to the Credit Bureau. Using this information, a Credit Information Report (CIR) and CIBIL Score is developed.

Your CIBIL score is dependent on various factors. Below are 6 steps which will help you better your score:

  • Always pay your dues on time
  • Keep your credit balances low
  • Apply for new credit in moderation
  • Maintain a healthy credit mix of secured (such as home loan, auto loan) and unsecured loans (such as personal loan, credit cards).
  • Monitor your co-signed, guaranteed and joint accounts monthly
  • Review your credit history frequently throughout the year

When you check your own credit score or credit report, it is counted as a "soft enquiry". Your CIBIL score remains unaffected no matter how many times you check your credit score for yourself. However, if banks or financial institutions check your credit report at the time of new credit card or loan application, it is considered as a "hard enquiry" and impacts your score.

Multiple hard inquiries, if done over a relatively short period of time, demonstrate what is called “credit hungry behaviour” and may hurt your credit score. But a soft inquiry, at least once a year, is considered an important financial habit.

We have various plans available based on how long you want access to your report. You can view the plans herehere. In case you are not interested in any of our paid plans, you can still opt for a Free CIBIL Credit Report here. With free, you will just get a one time score. Other features available in the paid plans such as alerts and score simulator will not be available