CIBIL will provide you one CIBIL Score and Report without any charge once a year.
If you are already a member login to myCIBIL, go to ‘My Account’ tab on the top right of the screen and click on the ‘Get your Free Report’ link on the page. Click here to login.
If you are not a member, click here to get your free CIBIL Score & Report and just follow the below mentioned process.
If you do not see the ‘Get your Free Report’ link on the ‘My Account’ page it might be because you have already applied for a free CIBIL Score and Report for the year. If you have purchased any of our unlimited plans, the ‘Get your Free Report’ link will be available after your unlimited plan expires.
If you have already got your Free CIBIL Score and Report for the year and wish to continue monitoring your credit history, you can purchase one of our unlimited access plans. Click here to know more.
In case your online authentication is not successful, you will have to call CIBIL Customer Support to complete your identity verification. You will be able to access your account as soon as you complete the verification process.
You will get access to personalized loan and credit card offers based on your CIBIL Score. You can also raise disputes online in case you find any discrepancies or inaccuracies that reflect on your CIBIL Report.
To initiate a dispute with us, just follow the below mentioned online dispute process.
Click this video link to know more.
Please Note –You can dispute multiple fields and information on your report in a single dispute by navigating to each section on the Online Dispute Form (i.e. Personal, Contact, Employment, Account Details and Enquiry).
Once the dispute is submitted, CIBIL will also mark the relevant field/ account/ section on your credit report as “Under Dispute”.
It may take approximately 30 days to resolve a dispute, subject to the time taken by the Credit Institution to respond.