With a CIBIL account, you get access to CIBIL marketplace along with other benefits.
Get tailored loan offers from top banks & financial institutions in India based on your latest CIBIL Score. Compare multiple offers from different vendors.
Score Simulator can help you see how adding a new loan or paying down your existing balances can impact your CIBIL Score.
Banks always check your latest CIBIL Score & Report before approving your loan. The higher the Score, the more likely it is of getting your loan approved.
Stay vigilant for any incorrect enquiries on your credit profile which harm your CIBIL Score. A low CIBIL Score may result in rejection of your loan application.
features for 30 days.
Create your CIBIL Account
Choose a subscription to get access to loan offers and other features to monitor your credit profile.
Free
One-time
CIBIL has helped millions of Indians to open loans accounts.*
CIBIL provides full support and coordination to resolve disputes between consumers and credit institutions and gives workflow alerts along with. Unlike other CIR Bureaus cibil's services are outstanding with prompt and very responsible manner till the end of dispute.
Best credit reporting agency, proper analysis of credit history of borrowers, being an employee of PSU bank, i must say we rely more on CIBIL than any other agency..
Amount spend on subscription is worth as we can check our report any time and if any incorrect information, we can rectify by sending email. Consumer service team is very good, they resolve any issue or update any changes very quickly.
The higher the score, the better are your chances of the loan being reviewed and approved.
*The decision to lend is solely dependent on the lender and CIBIL does not in any manner decide if the loan/credit card should be sanctioned or not.
1 month subscription plan @ ₹550. Does not auto-renew.
At ₹550 for 30 days.
We have partnered up with top banks & financial institutions in India who offer a wide range of loan offers on our platform.
Create your CIBIL account.
Verify your identity.
View loan offers
tailor-made for you.
1 month subscription plan @ ₹550. Does not auto-renew.
At ₹550 for 30 days.
Create your CIBIL account.
Verify your identity.
View loan offers
tailor-made for you.
1 month subscription plan @ ₹550. Does not auto-renew.
at ₹550 for 30 days.
Get the CIBIL App
Get the CIBIL App
Unlimited access to your CIBIL Score and Report. Get pre-approved loan and credit card offers based on your CIBIL Score. Get notifications for all the key changes in your credit profile.
Get it on Google Play Store.
A loan is an amount of money borrowed by a lender from a bank or a financial institution for a fixed period of time. A loan is essentially a debt which has to be paid to the lender with interest until the entire loan amount has been repaid.
Today, loans play an integral part in our financial and social well-being by helping us manage our finances. Be it a planned venture like an international education, a dream house, or an immediate requirement of funds for personal use, or a business expansion, loans are the best means to the end. However, it is important to know that lenders check your CIBIL Score and Report to evaluate your loan application.
The higher your score the better are your chances of getting a loan.
Be it Credit Card, Personal Loan, Home Loan, Auto Loan or Consumer Durable Loan, with your CIBIL Score and Report you can now plan your loan requirements in a more organized manner.
The CIBIL Score plays a critical role in the loan application process. After an applicant fills out the application form and hands it over to the lender, the lender first checks the CIBIL Score and Report of the applicant. If the CIBIL Score is low, the lender may not even consider the application further and reject it at that point. If the CIBIL Score is high, the lender will look into the application and consider other details to determine if the applicant is credit-worthy. The CIBIL Score works as a first impression for the lender, the higher the score, the better are your chances of the loan being reviewed and approved. The decision to lend is solely dependent on the lender and CIBIL does not in any manner decide if the loan/credit card should be sanctioned or not.
CIBIL MarketPlace is an online platform which provides tailor-made loan and credit card offers based on your CIBIL Score and Report. Here you get offers for Credit Card, Personal Loan, Business Loan, Auto Loan. Home Loan and Loan against Property.
An EMI, equated monthly installment, is the amount of money to be paid to the bank or lender on a monthly basis. It consists of the principal amount and the interest on said amount, equally divided by the number of months in the loan tenure. The EMI is paid on a fixed date of the month until the full amount has been repaid. Calculating your EMI in advance can help you plan your budget, because you will know exactly how much money to pay each month.
Fixed interest rate:
A fixed interest rate on a loan or mortgage stays at the predetermined rate for the entire term of the loan. This allows borrowers to plan their future payments. Usually personal loans and credit cards
have fixed interest rates.
Floating interest rate:
A floating interest rate fluctuates with the market or along with an index. Floating rates are usually offered for home loans; the prime lending rate or the base rate is used as a basis for calculating
the floating rate and the interest rate charged is the prime interest rate/base rate plus a certain spread (as charged by the credit institution).
Get your latest CIBIL Score and tailor-made loan offers.
Get Started1 month subscription plan @ ₹550. Does not auto-renew.
at ₹550 for 30 days.
below at just ₹550 for 30 days.
Unlimited access to
your CIBIL dashboard
Get regular updates to your CIBIL Score & Report
Make the right
credit decisions
With Score Simulator, find out how your credit actions can impact your CIBIL Score.
Get personalized
loan offers
Tailored loan offers based on your latest CIBIL Score.
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