Your one-stop solution for loans

With a CIBIL account, you get access to CIBIL marketplace along with other benefits.

Personalized loan offers

Get tailored loan offers from top banks & financial institutions in India based on your latest CIBIL Score. Compare multiple offers from different vendors.

Test-drive financial decisions

Score Simulator can help you see how adding a new loan or paying down your existing balances can impact your CIBIL Score.

See what the banks see

Banks always check your latest CIBIL Score & Report before approving your loan. The higher the Score, the more likely it is of getting your loan approved.

Alerts on loan Enquiries
Included in 6 & 12 month subscription plan

Stay vigilant for any incorrect enquiries on your credit profile which harm your CIBIL Score. A low CIBIL Score may result in rejection of your loan application.

At just ₹550, get access all the above
features for 30 days.
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Compare, Choose and Apply for loans
Create your CIBIL Account
Free
Annual Credit Report
Get personalized loan offers based on your CIBIL Score.
Get your CIBIL Score. Refreshes only once a year.
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Basic
1 Month
@ ₹550 per month
₹550
Get personalized loan offers based on your latest CIBIL Score.
Unlimited access with regular updates of CIBIL Score & Report.
Make the right credit decisions with Score Simulator.
get started
Standard
6 Months
@ ₹133 per month
Save 75%
₹800
Get personalized loan offers based on your latest CIBIL Score.
Unlimited access with regular updates of CIBIL Score & Report.
Make the right credit decisions with Score Simulator.
24x7 credit monitoring with CIBIL Alerts.
get started
Premium
12 Months
@ ₹100 per month
Save 81%
₹1200
Get personalized loan offers based on your latest CIBIL Score.
Unlimited access with regular updates of CIBIL Score & Report.
Make the right credit decisions with Score Simulator.
24x7 credit monitoring with CIBIL Alerts.
get started
View your personalized loan offers. Get Started.

Choose a subscription to get access to loan offers and other features to monitor your credit profile.

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Basic Plan Benefits:
Unlimited access to your CIBIL Score Report
Simulate your Credit Score with the Score Simulator
Get tailored loan offers based on your latest CIBIL Score
Get Started
Standard Plan Benefits:
24x7 credit monitoring with CIBIL Alerts.
Unlimited access with regular updates of CIBIL Score & Report.
Get personalized loan offers.
Make the right credit decisions with Score Simulator.
Get Started
Premium Plan Benefits:
24x7 credit monitoring with CIBIL Alerts.
Unlimited access with regular updates of CIBIL Score & Report.
Get personalized loan offers.
Make the right credit decisions with Score Simulator.
Free
One-time
Get Started
Free Plan Benefits:
One-time CIBIL Score. Refreshes once a year.
Get personalized loan offers based on your one-time score.
See what our customers have to say

CIBIL has helped millions of Indians to open loans accounts.*

Rajesh Kumar S O

CIBIL provides full support and coordination to resolve disputes between consumers and credit institutions and gives workflow alerts along with. Unlike other CIR Bureaus cibil's services are outstanding with prompt and very responsible manner till the end of dispute.

Sanjeev Kumar

Best credit reporting agency, proper analysis of credit history of borrowers, being an employee of PSU bank, i must say we rely more on CIBIL than any other agency..

Sudhir

Amount spend on subscription is worth as we can check our report any time and if any incorrect information, we can rectify by sending email. Consumer service team is very good, they resolve any issue or update any changes very quickly.

Why is my CIBIL Score important for getting my loan sanctioned?
Your CIBIL Score works as a first impression for the lender.
The higher the score, the better are your chances of the loan being reviewed and approved.

*The decision to lend is solely dependent on the lender and CIBIL does not in any manner decide if the loan/credit card should be sanctioned or not.

The higher the score, the better are your chances of the loan being reviewed and approved
Get Started Get Started

1 month subscription plan @ ₹550. Does not auto-renew.

At ₹550 for 30 days.

Get personalized loan offers from top lenders

We have partnered up with top banks & financial institutions in India who offer a wide range of loan offers on our platform.

Find the perfect loan for you in 3 quick steps

Create your CIBIL account.

Verify your identity.

View loan offers
tailor-made for you.

1 month subscription plan @ ₹550. Does not auto-renew.

At ₹550 for 30 days.

Find the perfect loan for you in 3 quick steps
  • Create your CIBIL account.

  • Verify your identity.

  • View loan offers
    tailor-made for you.

1 month subscription plan @ ₹550. Does not auto-renew.

at ₹550 for 30 days.

Get the CIBIL App

Get the CIBIL App

Unlimited access to your CIBIL Score and Report. Get pre-approved loan and credit card offers based on your CIBIL Score. Get notifications for all the key changes in your credit profile.

Get it on Google Play Store.

Frequently Asked Questions about Loans

A loan is an amount of money borrowed by a lender from a bank or a financial institution for a fixed period of time. A loan is essentially a debt which has to be paid to the lender with interest until the entire loan amount has been repaid.

Today, loans play an integral part in our financial and social well-being by helping us manage our finances. Be it a planned venture like an international education, a dream house, or an immediate requirement of funds for personal use, or a business expansion, loans are the best means to the end. However, it is important to know that lenders check your CIBIL Score and Report to evaluate your loan application.

The higher your score the better are your chances of getting a loan.

Be it Credit Card, Personal Loan, Home Loan, Auto Loan or Consumer Durable Loan, with your CIBIL Score and Report you can now plan your loan requirements in a more organized manner.

The CIBIL Score plays a critical role in the loan application process. After an applicant fills out the application form and hands it over to the lender, the lender first checks the CIBIL Score and Report of the applicant. If the CIBIL Score is low, the lender may not even consider the application further and reject it at that point. If the CIBIL Score is high, the lender will look into the application and consider other details to determine if the applicant is credit-worthy. The CIBIL Score works as a first impression for the lender, the higher the score, the better are your chances of the loan being reviewed and approved. The decision to lend is solely dependent on the lender and CIBIL does not in any manner decide if the loan/credit card should be sanctioned or not.

CIBIL MarketPlace is an online platform which provides tailor-made loan and credit card offers based on your CIBIL Score and Report. Here you get offers for Credit Card, Personal Loan, Business Loan, Auto Loan. Home Loan and Loan against Property.

An EMI, equated monthly installment, is the amount of money to be paid to the bank or lender on a monthly basis. It consists of the principal amount and the interest on said amount, equally divided by the number of months in the loan tenure. The EMI is paid on a fixed date of the month until the full amount has been repaid. Calculating your EMI in advance can help you plan your budget, because you will know exactly how much money to pay each month.

Fixed interest rate:
A fixed interest rate on a loan or mortgage stays at the predetermined rate for the entire term of the loan. This allows borrowers to plan their future payments. Usually personal loans and credit cards have fixed interest rates.

Floating interest rate:
A floating interest rate fluctuates with the market or along with an index. Floating rates are usually offered for home loans; the prime lending rate or the base rate is used as a basis for calculating the floating rate and the interest rate charged is the prime interest rate/base rate plus a certain spread (as charged by the credit institution).

Explore all your options at the CIBIL Marketplace

Get your latest CIBIL Score and tailor-made loan offers.

Get Started

1 month subscription plan @ ₹550. Does not auto-renew.

at ₹550 for 30 days.

Get access to your CIBIL Score plus all these features
below at just ₹550 for 30 days.
₹550 for 30 days.
Get Started
Unlimited access to
your CIBIL dashboard

Get regular updates to your CIBIL Score & Report

Make the right
credit decisions

With Score Simulator, find out how your credit actions can impact your CIBIL Score.

Get personalized
loan offers

Tailored loan offers based on your latest CIBIL Score.

Get Started