KYC Document Checklist

 

Had an unsuccessful authentication process while trying to purchase your Credit Score & Credit Information Report (CIR) online? Are You planning to send a Demand Draft (DD) along with the physical form or trying to purchase your Company Credit Report (CCR)? Not able to get your Credit Score & CIR, as your documents are not as per our requirement? To simplify the entire process, make sure you go through the following list of documents.


What is KYC?


Adherence to Know Your Customer (KYC) norms while submitting your documents, is a mandatory requirement for purchasing your Credit Score (and CIR) or CCR. The objective of performing a KYC check is to enable CIBIL to provide information to the rightful owner.

 
  Individuals

Acceptable documents:
For individuals purchasing the CIBIL Score [and CIR]

Identity Proof (Any 1)
  • Pan Card
  • Voters Identity Card
 
Address Proof (Any 1)
  • Bank Statement
  • Electricity bill
  • Telephone bill
 
Or (Any 1)
  • Valid Passport
  • Driver's License
  • Aadhar Card

To download the softcopy of your Aadhar Card, Click here


Identity Proof :-

Why is it required?
To verify if the request is made by the rightful owner only.

Points to remember :

  • Date of Birth on the application form should match with the identity proof.
  • All documents should be valid. i.e. cannot be expired
  • It should be in the name of the applicant/authorized signatory as mentioned exactly in the application form.

Address Proof :-

Why is it required?
To ensure the report is sent only to the consumer at the correct address.

Points to remember :

  • The address on the application form provided to the Credit Institution at the time of applying for credit should match with the address proof.
  • Address proof [Bank statement/ Electricity/ Telephone bill/ Credit Card Statement] should be not more than 3 months old from the date of application and should be in consumer name.
 
  Companies/ Business Entities

Acceptable documents:
For the business entity purchasing the Company Credit Report [CCR]

Address Proof (Any 1)
(in the Company name)
  • Bank Statement [Preferred]
  • Electricity bill
  • Telephone bill

Address Proof :-

Why is it required?
To ensure the report is sent only to the consumer at the correct address.

Points to remember :

  • The address on the application form provided to the Credit Institution at the time of applying for credit should match with the address proof.
  • Address proof [Bank statement/ Electricity/ Telephone bill/ Credit Card Statement] should be not more than 3 months old from the date of application and should be in Company's name.