Membership Eligibility And Process

Eligibility

CIBIL Membership is available to the following institutions:

  • Credit Institutions (banks, RRBs, Co-operative bank , NBFC, Public Financial Institution, Housing Finance Institution etc.  companies engaged in the business of credit cards and other similar cards and companies dealing with distribution of credit in any other manner or any other institution which the Reserve Bank may specify, from time to time, for this purpose)
     
  • Insurance Companies
     
  • Companies providing cellular or telephone services
     
  • Credit Rating Agencies
     
  • Asset Reconstruction Companies

 

What is the process to become a Member of CIBIL?

  • The potential Member will need to provide a single point of contact for CIBIL (a nodal officer).
  • The nodal officer will need to submit
    (i) self-attested (signed by an Authorized Signatory and stamped) audited financial statements for the most recent financial year (Balance Sheet & P&L Statement or Annual Report) along with a
    (ii) self attested  Certificate of Registration from the appropriate regulatory authority (Reserve Bank of India, National Housing Bank, Government of India, etc).
    The physical copies can be couriered to the address provided below: Credit Information Bureau (India) Ltd, Hoechst House, 6th Floor, 193, Backbay Reclamation, Nariman Point, Mumbai 400 021.
     
  • Once documentation is complete we will provide you with the costs associated with using our services.
     
  • Upon completion of all the formalities CIBIL will provide you with a "Member Kit". The Member Kit will provide you with vital information that will help you begin using our services.
     
  • If your representatives need assistance our Member Services Desk is available at 022-66384713 / 760. Alternatively just write to us by clicking on "Contact Us"