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The CIBIL Advantage!
Your credit score plays a critical role in the loan approval process. Your credit score
gives loan providers an indication of your capability to pay back a loan, based
on your Credit Information Report (CIR). However, it is important to note that
every loan provider, that uses the CIBIL TransUnion Score, has its own
benchmark of what constitutes a "good" score. For example, a score of 670 may
be an adequate score for some loan providers, but reason enough to reject a loan application for some others
80% of all new loans sanctioned are above 750.
The higher the credit score the more favourably it is viewed by loan providers.
Your CIBIL CIR is provided to you along with your score purchase, because it is the basis on which your credit score is generated. It's a record of your credit history, compiled from information received from loan providers, who are members of CIBIL. For more information please go to the Frequently Asked Questions section.
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How to get your CIBIL TransUnion Score
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Complete the Request Form
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Payment - Pay
र 450 for the CIBIL TransUnion Score via Net Banking / Debit / Credit / Cash Card
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Get Registration ID - On successful completion of your payment transaction, you will receive a unique CIBIL registration ID and transaction ID in your online payment confirmation
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Authentication - Answer 5 questions about your loans & credit cards to authenticate your application(Do keep your personal details and loan/credit card details ready)
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If authentication is successful
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You'll receive your credit score and credit report at the e-mail address you have provided. |
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If authentication is unsuccessful
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Print the online payment confirmation and mail it along with your identity and address proofs (check the options given below) to the address mentioned below |
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If you wish to purchase only your CIBIL CIR for Rs. 142. Please click on 'DOWNLOAD FORM' below and follow the instructions.
Documents Required along with the online payment confirmation in cases of unsuccessful authentications:
1. Online Payment Confirmation 2. Identity Proof - PAN / Passport / Voter's id (Identity proof should be valid and not expired) 3. Address Proof - Bank Statement / Electricity Bill / Telephone Bill / Passport / Credit Card Statement (Address proof should be not more than 3 months from the date of application and should be in your name)
Demand Draft - CIBIL TransUnion Score (including CIR) OR only CIR: 1. Purchase a Demand Draft (DD) of र 450/- for CIBIL TransUnion Score + CIR OR र 142/- for CIBIL CIR in favour of "Credit Information Bureau (India) Limited" payable at Mumbai. 2. Download the Request form 3. Submit the duly completed Request Form along with Demand Draft, Identity and Address proofs to any one of our below mentioned address
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Address: Consumer Relations - Disclosure Request,
Credit Information Bureau (India) Limited, Hoechst House, 6th Floor, 193,
Backbay Reclamation, Nariman Point, Mumbai 400 021.
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Want to reach us email:info@cibil.com or Call: 022-61404300 (Monday to Friday - 10am to 6pm). |
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